Learn how to check your Axis Bank personal loan details using mobile banking, internet banking, SMS, and more. Track EMIs, statements, and loan status.
Axis Bank personal loan management is important to track payments, check your loan account information, and pay EMI in time. Regardless of whether you wish to use the Axis Mobile App, internet banking, or a bank branch, you have several options to check your personal loan statement. In this article, we will walk you through all of them, so you stay updated.
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How to Check Your Axis Bank Personal Loan Details?
Tracking your Axis Bank personal loan is simple with various online and offline methods. Below are the best ways to check your loan account details.
Using the Axis Mobile App
The Axis Mobile App is a convenient way to access your loan details anytime. Follow these simple steps to check your loan account:
- Download the Axis Mobile App from the Google Play Store or App Store.
- Log in using your MPIN or registered mobile number.
- Navigate to the Loan Details section.
- Select your loan account to view EMI, loan amount, and personal loan statement.
With the Axis Mobile App, you get one-stop access to your account balances along with regularly used features like mutual fund investments.
Checking via Internet Banking
Axis Bank’s internet banking is another easy way to access your loan account details:
- Log in to Axis Bank Internet Banking using your account number and credentials.
- Click on the Loans section.
- Select your Axis Bank personal loan to view the loan statement, EMI schedule, and outstanding balance.
Internet banking provides a secure way to monitor your loan details without the need for a mobile application.
Downloading Your Loan Statement
To download your loan statement, follow these steps:
- Log in to Axis Mobile App or Internet Banking.
- Select the loan account and navigate to the Loan Statements section.
- Choose the desired statement period (monthly, quarterly, or yearly).
- Click Download to save the PDF.
Your loan statement will also be sent to your registered email ID for easy access.
Checking Your Loan Details via Customer Care
If you prefer assistance from a customer care executive, you can call Axis Bank’s customer service:
- Dial the Axis Bank helpline from your registered mobile number.
- Follow the IVR instructions and select the loan inquiry option.
- Provide your loan account number to receive details via SMS or email.
This is a quick method if you need urgent information about your Axis Bank personal loan.
Also read: Early salary personal loan
Visiting the Bank Branch
For those who prefer offline methods, visiting an Axis Bank branch is an option:
- Carry your loan account number and a valid ID proof.
- Request a printed copy of your loan statement.
- The bank executive will assist you in retrieving your loan details.
While this method takes more time, it ensures you receive accurate details directly from the bank.
Checking Through SMS Banking
Axis Bank also provides an SMS banking service to check loan details:
- Send an SMS with your loan account number to the designated Axis Bank number.
- You will receive a reply with details about your loan account, including the outstanding balance and next EMI due date.
This method is convenient for quick updates without logging into the Axis Mobile App or Internet Banking.
Using Axis Bank’s UPI QR Code
Axis Bank offers the ability to check loan account details using a UPI QR code. Simply:
- Open your Axis Mobile App or any UPI-supported app.
- Scan the UPI QR code linked to your loan account.
- View loan-related details instantly.
This is an innovative way to check loan details without manually entering credentials.
Tracking Your Loan Application Status
If you have recently applied for a personal loan, you can track your loan application online:
- Visit the Axis Bank website and navigate to the Track Loan Application page.
- Enter your loan application number and registered mobile number.
- Click Submit to view the real-time status of your application.
This feature ensures transparency in the loan application process.
Using the Personal Loan EMI Calculator
Before applying for a personal loan, it’s essential to estimate your EMI using the Axis Bank Personal Loan EMI Calculator:
- Enter the loan amount, tenure, and interest rate.
- Click Calculate to view your monthly EMI.
- Adjust the parameters to find the best loan option for you.
This tool helps in financial planning by providing a clear picture of your loan repayment schedule.
Credit Card and Mutual Fund Integration
If you have an Axis Bank credit card application or mutual fund investments, you can access them alongside your loan details:
- Log in to the Axis Mobile App or Internet Banking.
- Navigate to the Dashboard on Open by Axis to view all linked financial products.
- This integration helps in managing your banking needs efficiently.
Conclusion
Managing your Axis Bank personal loan is simple with multiple online and offline options. Whether you prefer the Axis Mobile App, internet banking, SMS banking, or visiting a bank branch, tracking your loan account details is quick and hassle-free. Stay updated on EMI payments, loan statements, and outstanding balances to ensure smooth loan management. Use the method that best suits your convenience and stay in control of your finances!